Visa Cards for AI Agents

Spend, hold, and transfer crypto, cash, and 10+ currencies. Built for AI agents, consumers, and merchants accepting payments globally — all on the same authorization engine.

Issued through Visa · sandbox live
Metal · Visa
Soren Pay
•••• •••• •••• 2121
Holder
satoshi-treasury
HUMAN
Virtual · Visa
Soren Pay
•••• •••• •••• 0289
Holder
acme-treasury
BUSINESS
Persona
resend
Railway
Alchemy
Helius
Persona
resend
Railway
Alchemy
Helius
Self-custody · 4 chains
Holdings
your keys
Total · USD
$94,260.70
+1.6% today
BTC
Bitcoin
0.4128 BTC
$42,180.50
+2.1%
ETH
Ethereum
12.83 ETH
$28,910.20
+1.4%
SOL
Solana
248.6 SOL
$14,750.00
−0.6%
USDC
USD Coin
8,420.00 USDC
$8,420.00
0.0%
Auto-convert at swipe · ~150ms
Crypto-native treasury

Hold, send, spend any crypto asset.

Self-custodial by design. Link a wallet, fund a treasury card with stablecoins or volatile assets, settle through a USDC bridge — no correspondent-banking lag.

Self-custody
MetaMask, Rainbow, Coinbase, Phantom, Ledger. Keys stay on your device.
Multi-chain
Ethereum, Polygon, Arbitrum, Base, Optimism, Solana, Bitcoin.
Multi-asset
USDC, USDT, BTC, ETH, SOL. Funded via built-in onramp + offramp.
Wallet provisioning
Apple Pay + Google Pay support on the roadmap. Virtual cards mint instantly.
Read the self-custody guide
Designed for you

Customize the card you'll actually use.

Pick a finish. Pick a color. Sign up to order.

Metal · Visa
Soren Pay
•••• •••• •••• 2121
Holder
your-name
HUMAN
Color
Chrome
Finish
Sign up to order

Virtual mints instantly with Apple/Google Pay. Metal ships in 5-7 days. Cards issued through Visa.

T+0 settlement

International payments in minutes, not days.

USD via SWIFT to Asia. EUR via SEPA. HKD via FPS. Local rails across LatAm. All settled T+0 through a USDC bridge — no correspondent banking delays, no surprise FX.

USDHKD
SWIFTT+0
EURUSD
SEPAT+0
USDCNY
SWIFTT+0
USDMXN
LocalT+0
GBPEUR
FPS+SEPAT+0
USDSGD
LocalT+0
See the intl payments API
Soren Pay · Treasury
Balances
S
Total · USD
$98,471.20
+1.2% today
🇺🇸
USD
US Dollar
12,480.50
+0.4%
🇪🇺
EUR
Euro
8,930.20
+0.1%
🇬🇧
GBP
British Pound
4,210.75
−0.2%
🇭🇰
HKD
HK Dollar
62,180.00
+0.3%
🇯🇵
JPY
Yen
1,420,000
+0.6%
🇸🇬
SGD
SG Dollar
9,650.40
+0.2%
SWIFT·SEPA·FPS·LOCAL
MCP server

Drop into any MCP-compatible agent.

Claude Desktop. Cursor. Windsurf. Custom agents. Soren Pay shows up as native tools the agent can call directly.

sorenpay.com/api/mcp · JSON-RPC 2.0
Claude · Cursor
Available tools
  • get_treasuryread:treasury
  • get_recent_activityread:treasury
  • list_cardsread:cards
  • list_agentsread:agents
  • list_checkout_sessionsread:checkout
tools/call · get_treasury
{
  "jsonrpc": "2.0",
  "id": 7,
  "result": {
    "content": [{
      "type": "json",
      "data": {
        "fiat": 12480_50,
        "stablecoin": 8420_00,
        "total": 20900_50
      }
    }]
  }
}
Try the authorization engine

Sub-200ms swipe decisions, in your browser.

Mint a sandbox card, set MCC + merchant + velocity scopes, run a swipe and watch the decider approve or decline in real time.

Card issuing

Built on the Visa network.

Real-time authorization, global acceptance, granular scopes, native wallet provisioning.

Real-time authorization

Sub-200ms decision. MCC + merchant + balance — all in one swipe.

Apple Pay + Google Pay

Tokenized once, tap-to-pay everywhere on every issued card.

Global Visa acceptance

Accepted at 100M+ merchants worldwide. Same card, every checkout.

Granular scopes

Lock to MCCs, named merchants, per-transaction + monthly caps.

Customizable design

Six visual templates, virtual or metal. Order in 30 seconds.

Real-time webhooks

Subscribe to auth, settlement, dispute, fulfillment. HMAC-signed.

Pick a card

Six designs. Virtual or metal.

Virtual · Visa
Soren Pay
•••• •••• •••• 0289
Holder
growth-agent
AGENT
Metal · Visa
Soren Pay
•••• •••• •••• 2121
Holder
treasury-prime
HUMAN
Virtual · Visa
Soren Pay
•••• •••• •••• 0142
Holder
claude-runtime
AGENT

Six finishes · metal ships in 5-7 days · virtual mints instantly

Compliance

Verified by regulated providers who own each step.

Compliance
How we verify you
Three identity providers, one onboarding flow. Each step runs through the regulated provider that owns it — Soren Pay never custodies your raw KYC documents.
Business KYB
Legal entity, EIN, formation docs, beneficial owners, control persons. Bundled with KYC for each owner.
Banking partner
Cardholder verification
When a business issues a card to a human, the issuing partner verifies (or accepts the banking partner's verified control person).
Visa issuing partner
Standalone consumer KYC
Personal accounts (no business). ID + selfie + liveness + watchlist. Required for the self-custody crypto card.
Persona
OFAC / sanctions + Travel Rule
Continuous OFAC screening across all entities. Travel Rule handled for cross-border crypto transfers >$3k.
Banking + issuing
Sandbox live

Every surface, ready to try today.

Twelve capabilities shipped end-to-end in sandbox. Mint cards, run swipes, settle ledgers, expose MCP tools — flip to live when your provider keys arrive.

Start building on Soren Pay

Sandbox is free. Mint cards, register agents, run swipes, watch the ledger. Flip to live when your provider keys arrive.

Persona
resend
Railway
Alchemy
Helius
Persona
resend
Railway
Alchemy
Helius